Games run on small, frequent, cross-border payments — and that is exactly what card rails are worst at. A $2.99 skin, a $5 gem pack or a $20 account top-up gets eaten by fixed per-transaction fees, declined by issuers in half the world, and then charged back weeks after the item was already handed over.

VirtexPay lets your players pay in Bitcoin, Ethereum or USDT in three steps — sign up, select a coin, pay — while your backend gets a single webhook the moment the payment confirms on-chain. Settlement is final, there are no chargebacks, and you can off-ramp the revenue to a bank account or debit card from the same dashboard.

The problem

Why card rails break down in gaming

Microtransactions get eaten by fees

A typical card processor takes a percentage plus a fixed amount per transaction. On a $5 in-game purchase that fixed component alone can push the effective rate close to double digits. Crypto rails have no per-transaction minimum, so small payments stay economic.

Chargebacks after delivery

Digital goods are handed over instantly and are impossible to reclaim. Card chargebacks can land months later, and gaming is one of the most disputed categories there is. An on-chain payment is final once confirmed — there is nothing to reverse.

Players you simply cannot bill

Large parts of your player base hold no international card at all, or hold one their issuer declines on cross-border gaming merchants. A wallet works the same in every country — see our country-by-country coverage.

Payouts that take days

Paying tournament prizes, creators or regional resellers through banking rails means multi-day settlement and correspondent fees. Crypto out, or fiat out via off-ramp payouts — your choice, same dashboard.

Who it is for

Four kinds of gaming business run on this

Game studios & publishers

Sell currency packs, battle passes, cosmetics and DLC directly from your own web store instead of surrendering a platform cut. Grant the item from a webhook the moment payment confirms.

Top-up & game credit sellers

High-volume, low-margin and heavily international — the worst possible fit for card fraud rules. Crypto checkout removes both the fraud exposure and the decline rate.

Esports & tournament platforms

Collect entry fees from players in any country and pay prize money out the same week, without needing a bank in every jurisdiction.

Casino & iGaming operators

Instant deposits, fast withdrawals and no card acquirer that drops you at renewal. See the iGaming details →

For players

Sign up, select a coin, pay

Three steps at checkout — no card, no bank account, and nothing for the player to install.

Sign up

The player signs in to your game or store as they normally would and picks the pack, skin or credit amount they want.

Select coin

At checkout they choose Bitcoin, Ethereum or USDT — and the network they want to send on. The amount is quoted and held for the payment window.

Pay

They send from any wallet or scan the QR code. Your server receives a webhook the moment the network confirms, and the item lands in their account.

For your team

From signup to withdrawal in five steps

There is no SDK to adopt and no engine plugin to wait for. If your backend can make an HTTP request and receive one, it can take crypto payments.

Create your account

Generate an API key

Create an API key in the dashboard and store it server-side. It authenticates every request your game backend makes.

Create an invoice at checkout

When a player confirms a purchase, your server creates a payment invoice and sends the player to the payment page, with a return URL back into your store.

Grant the item on webhook

A real-time webhook fires the moment the payment confirms on-chain. That callback is where you credit the account, unlock the item, or release the tournament entry.

Withdraw your revenue

Keep the balance in crypto, or off-ramp it to a bank account or debit card — cards typically settle in minutes, bank transfers within hours.

Already running a store? The same integration powers ecommerce checkout, marketplaces and subscription billing. See Virtex Gateway for the full product, or read crypto gateway vs traditional processor for the side-by-side.

Crypto Payments for Games